Holt's Bank Image

This Is The Only UK Bank Entirely Dedicated To Serving The Armed Forces

Holt’s Bank is dedicated to helping you

Holt's Bank Image

From helping young recruits open their first savings account, to providing specialised pensions to officers at the end of their military career, Holt’s Bank is dedicated to helping you.

Proud History

Holt’s is the only bank in the UK entirely dedicated to serving the Armed Forces, service leavers and their families.

It has the ability to offer specific and personalised services that are able to meet the ever-changing circumstances of military life.

For over 200 years, it has been serving the British Armed Forces with dedicated teams supporting all ranks. Holt’s serves over 30,000 military personnel across the world, providing a service that understands the needs of junior ranks to the most senior officers and service leavers.

Holt’s is part of the NatWest/RBS Group Premier Banking and all products are managed through RBS and Natwest.

It also provides banking services to over 800 non-public accounts to Naval Bases, Regiments, Air Stations, Military Charities and Associations.

A Personal Military Banking Service

Holt’s Military Banking prides itself on understanding the complexities of serving in the military and the financial pressures this places on families. This might be needing the flexibility to rent out your home while away on postings, fitting banking around diverse working patterns, and how having a barracks and British forces post office (BFPO) address can put individuals at a disadvantage when it comes to applying for credit.

For our Holt’s Premier Customers, the Black Packaged Account is a great example of how the bank helps customers save money.

Benefits of the account include mobile phone insurance, travel insurance for the family, breakdown cover, no foreign transaction charges, access to travel lounges and a global concierge service.

Holt’s participates in the Forces Help to Buy scheme, offers a mortgage advisor service and financial health checks.

Along with the familiar services such as current packaged accounts, ISAs, overdrafts, mortgages and personal loans, Holt’s Bank has bespoke financial products for the military community. It offers:

  • The Armed Forces terminal grant lending scheme
  • Military customers’ base rate related loans scheme
  • Personal loan rate appeal scheme
  • Full digital online and mobile banking.

Holt’s Bank has enhanced its financial education offer across the military estate for all its customers. It introduced the financial education programme (FINCAP), designed to help build the financial capability and confidence of the military to enable them to make better financial decisions. 

Holt’s have delivered FINCAP across the Military Training estates and at Unit level to both Regulars and Reserves.  This is also offered to Military Families and Veterans..

Experts In Military Banking

Over the years, Holt’s Bank has expanded to providing banking facilities to the Armed Forces and their families – both regulars and reserves, and financial services expertise to Royal Navy ships and bases, British Army regiments and Royal Air Force stations.

The NatWest Group, including Holt’s Bank signed the Armed Forces Covenant in 2015 and were awarded the Ministry of Defence employer recognition scheme gold award in 2016 for the work completed in supporting the wider Armed Forces community.

As the UK’s only military bank, Holt’s has the ability to do things differently.

With its mantra being ‘wherever you serve, we serve’, you can see it is deeply rooted in the military world.

Find out more about Holt’s Bank and see if its services are right for you here: www.holtsmilitarybanking.co.uk.