Campaign to help protect the nation against financial fraud.

How To Prevent Yourself From Online Frauds And Scams

Holt’s Military Banking have some top tips to keep yourself safe online

Campaign to help protect the nation against financial fraud.

As financial experts with a military twist, Holt’s Military Banking knows how important it is to provide their customers and those closest to them, with the necessary information and tools to protect them and their money.

Because of this commitment, Holt's - who provide financial services expertise to Royal Navy, British Army and Royal Air Force personnel as part of the NatWest Group - have come up with some simple tips to help prevent their customers from being victims of online fraud.

The team is made of veterans, serving Reservists, spouses of those still serving and sons and daughters from military families so are keen to make sure they protect those who serve.

Top Tips To Protect Yourself

Don’t Get Caught Out When Buying Online

We all love a bargain but be vigilant when buying from social media and online marketplaces. Always do your research on the seller and if a deal seems too good to be true it probably is and could be a scam.

Check the contact details on the website. If there is no address given or phone number this is an indication that the site may not be genuine.

Use Secure Websites

Make sure the web address in your browser begins with https:// - the 's' at the end indicates a secure connection.

Keep an eye out for spelling errors or strange characters in the web address - this can sometimes mean a fake site.

However, remember a secure page does not mean the retailer is reputable.

Always Use A Safe Way To Pay 

Make payments with your debit or credit card because it is a safer way to pay and gives you more protection.

If a seller tells you they cannot accept card payments and asks you to send them money directly, don’t do it because it could be a scam.

Fraudsters often concoct stories to try to and persuade you to transfer your money to a bank account instead of paying by another method – be suspicious of anyone asking you to do this.

Do Not Give Anyone Your Full Details

Scammers are really convincing.

If anyone, even someone claiming to be from the bank, police or another organisation you trust, gets in touch and asks for information such as login details, passcodes, card reader codes, remote access to your device or tells you to transfer money from your account – don’t do it, it is a scam.

Do Not Open Unexpected Emails From Anyone You Do Not  Know

Fake emails and texts are doing the rounds so be careful of out of the blue or suspicious emails, texts or phone calls that appear to be from a genuine organisation or company.

Fraudsters use these fake emails as a way to steal your personal information.

If in any doubt, do not click on any links or download files.

Get In Touch With Your Bank Directly If You Are Unsure Is Something Is Genuine

Call your bank by using the number from the back of your card or contact them via their website.

Holts Military Bank

Take Five To Stop Fraud

Criminals are experts at impersonating people, organisations, and the police. They spend hours researching you for their scams, hoping you will let your guard down for just a moment.


Taking a moment to stop and think before parting with your money or information. Never tell anyone your security details.


Could it be fake? It is ok to reject, refuse or ignore any requests. Only criminals will try to rush or panic you.


Contact your bank immediately if you think you have fallen for a scam and report it to Action Fraud.

Take Five is a national campaign that offers straightforward and impartial advice to help everyone protect themselves from preventable financial fraud. Led by UK Finance you can find information on the latest scams to watch out for.

Fraudsters are turning to more sophisticated ways to take your money, whether through online offers, emails, or telephone calls.

Can you outsmart them? Put your ability to spot a scam to the test with the Take Five quick quiz.